The last thing anyone wants it to deal with an auto accident, especially one with injuries. Even the tiniest of injuries suffered from an auto accident can mean a long, drawn out process dealing with doctors and piles of medical bills. Do not let the fear of dealing with medical bills after an auto accident get in the way with the recovery process. To better understand the medical process, it might be necessary to contact a car accident lawyer in Tampa.
We here at the Law Offices of Joseph Vecchioli want all of our clients to have a speedy recovery, by helping reduce the stress over medical bills. That is why we work hard to educate all of our clients and help them understand the process of dealing with medical bills. Here is some insight to how medical bills are handled after an auto accident:
Payment
The person who is determined to be “at fault” will be the one who is responsible for the medical bills of all parties involved in the accident. This is why it is very important to consider all coverage options when shopping for car insurance. Not having enough liability insurance could leave those responsible for accidents left with additional costs that are not covered by their insurance. Meaning their personal net worth, such as businesses, homes and assets, could become target of a law suit.
Not enough coverage
The fact that there are many underinsured motorists on the road today is proof how important it is to have enough liability coverage associated with an auto insurance policy. Those involved in auto accidents involving an underinsured or uninsured motorist might have to fall back and rely on their own insurance company to cover the remainder of the bills. This is common when the person responsible does not have the proper insurance coverage or any means to help pay for the additional costs out of pocket.
Things to consider when shopping for auto insurance include:
• Will it cover all health insurance co-payments and deductibles?
• Will it cover treatments that are excluded from health insurance coverage?
• Will it pay out to cover medical bills while working out a settlement agreement with the at- fault driver? Is there a penalty for this?
• Is the at-fault driver covered for medical bills under the policy?
Those involved in an auto accident should never take the blame or apologize for it. If there is a question as to who is at fault, contact a local personal injury attorney to help with litigation and dealing with medical bills after the accident.